Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
II. INFORMATION COLLECTED AND HOW IT IS USED
A. The type of information we collect and share will depend on the product or service you use
through us. This information can include your:
Social Security number;
Credit history; and
B. If you make a purchase through the Services, or otherwise use the Services in a way that
involves sending or receiving payment, we may request Information to process and complete the
transaction such as:
Credit card information;
Name and contact information of financial institution;
Routing number; and
This Information is collected and stored by our third-party payment processing companies,
policy can be found here, (the “Payment Processor”), and use and storage of that information
from time to time, request and receive some of your financial information from our Payment
Processor for the following purposes:
Completing transactions you initiate through the Services;
Enrolling you in discount, rebate, and other programs in which you elect to participate;
Protecting against or identifying possible fraudulent transactions; and
Otherwise as needed to manage and operate our business.
If you provide your credit information through our Services, we may collect and store your
credit application details that will be submitted to Wholemax.com for submission to a finance
company and which may contain some or all of the following Information:
Date of birth;
Driver’s license number;
Employment information; and
By submitting your Information, you expressly authorize Wholemax.com to submit such Information to a finance company, and for Wholemax.com, and any of its Affiliates or Nonaffiliates, to use that Information in accordance with their respective privacy policies.
D. All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can share
their customers’ personal information; the reasons Wholemax.com chooses to share; and whether
you can limit this sharing:
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus we share information and you cannot limit this sharing.
For our marketing purposes to offer our products and services to you we share information and you cannot limit this sharing.
For our affiliates everyday business purposes information is shared about your transactions and experiences and you cannot limit this sharing.
For our affiliates everyday business purposes, we share information about your creditworthiness and you can limit this sharing.
For our affiliates to market to you we share information and you can limit this sharing.
For non affiliates to market to you we share information and you can limit this sharing.
E. To limit our sharing please contact Wholemax Operations, 14 North East 1st Avenue, Suite 700 Miami, FL 33132 or [email protected]
III. PROTECTION AND COLLECTION OF INFORMATION
A. To protect your personal information from unauthorized access and use, Wholemax.com uses use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
B. Wholemax.com collects your personal information, for example, when you:
Visit our website;
Apply for financing or give us your income information; or
Provide employment information or give us your contact information.
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
C. Federal law places some limitation on your right to limit sharing of your information but
you can limit sharing in the following ways:
Sharing for affiliates’ everyday business purposes – information about your creditworthiness;
Affiliates from using your information to market to you; and
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates are companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates are companies not related by common ownership or control. They can be financial and non financial companies and could include insurance companies, mortgage companies, credit card companies and direct marketing companies.
Joint Marketing is a formal agreement between nonaffiliated financial or non financial companies that together market financial products or services to you or non financial products or services to you.
V. OTHER IMPORTANT INFORMATION
California residents: We will not share personal information with nonaffiliates to market to you, except with your express consent. We will not share your personal and financial information with affiliates or joint marketing companies, if you instruct us not to do so. To limit our sharing with affiliates and joint marketing companies, please contact Wholemax Operations, 14 North East 1st Avenue, Suite 700 Miami, FL 33132 or [email protected]. Include the words “Opt Out” in the subject line and body of your email.
Vermont residents: We will not share personal information with nonaffiliates to market to you, or share consumer report information about you with affiliates or joint marketing companies, except with your express consent.